CONTACT US MAKE A CLAIM TYSERS PORTAL
Search

Try a name, a term, or a topic — then press Enter

High-Value Home Insurance

We offer bespoke High-Value Home Insurance designed to protect exceptional properties and meet the distinct needs of discerning homeowners.

Get a quote
Our tailored solutions

Designed to Protect
Homes Exceeding £1m in Value

Our experienced team takes the time to understand your lifestyle, your concerns, and the unique characteristics of your home, with every policy designed to provide robust, personalised protection.

Whether you own a listed building, a modern architectural masterpiece, or a luxury city apartment, we appreciate the true value of your property and possessions. That’s why we make the insurance process clear, transparent, and easy to navigate, so you feel confident and supported at every stage.

Comprehensive Protection

More than standard home insurance

Our policies go far beyond standard home insurance. We offer specialist features such as Extended Rebuild Cost Cover, Protection for Fine Art and Antiques, and Worldwide All-Risks Cover for High-Value Contents. We can also arrange cover for outbuildings, staff quarters, and bespoke security systems.

Furthermore, our dedicated in-house Claims Team is here to help when it matters most. If the unexpected happens, you’ll speak directly with people who understand your policy and your priorities, not a third-party provider. Ultimately, our goal is to deliver peace of mind through expert service, tailored advice, and comprehensive protection for your most valuable asset.

Get a quote
Flexible options

what types of homes are covered under high value home insurance?

From a Grade II listed townhouse to a modern coastal retreat, we understand that standard insurance often falls short when it comes to protecting exceptional homes. Moreover, our High-Net-Worth Property Team delivers tailored insurance solutions designed specifically for high-value residences, second homes, and holiday properties. Additionally, we provide insurance solutions for a wide range of property types, including but not limited to:

Second home insurance
Second Home Insurance designed to protect your additional properties, whether they’re holiday homes, weekend retreats, or overseas residences.
Find out more
Holiday home insurance
Designed to protect your seasonal or secondary residences, whether they’re countryside cottages, coastal villas, or overseas getaways.
Find out more
Unoccupied home insurance
We offer bespoke Unoccupied Home Insurance designed to protect properties that are temporarily vacant, whether due to renovation, sale, probate, or extended travel.
Find out more
Specialist home insurance
Designed to protect unique and high-value properties: from listed buildings and architect-designed homes to residences with complex features or non-standard construction.
Find out more
Listed building insurance
Listed buildings require a different level of care and protection. That’s why we offer Listed Property Insurance designed specifically for homes with historical or architectural significance.
Find Out More
Landlord insurance
Designed specifically for property owners who let out residential homes, whether it’s a single buy-to-let or a portfolio of high value properties.
Find Out More
Investment portfolio
We offer bespoke Investment Portfolio Insurance designed specifically for individuals and families who hold residential properties for long-term wealth, capital growth, or personal use.
Find Out More
Special features

What special features can be included on a high value home insurance policy?

When it comes to High-Value Home Insurance, we offer a wide range of specialist features that suit both your property and lifestyle. To begin with, our policies provide the flexibility needed for high-value home ownership. Additionally, each feature addresses the specific needs of private clients, offering comprehensive protection and peace of mind. As a result, you can relax knowing your home is covered by a team that understands its worth.

Protection for valuable items wherever they are, including during travel.

Ensures your home can be fully rebuilt, even if costs exceed the original estimate.

Specialist protection for heritage properties with unique architectural features.

Tailored cover for holiday homes or secondary residences, whether in the UK or abroad.

Cover for homes left vacant during travel or extended periods away.

Protection for collections, individual pieces, and high-value furnishings.

Includes cover for live-in staff quarters and domestic employees.

Recognises and supports advanced security installations and smart tech.

Ensures you’re comfortably rehoused if your property becomes uninhabitable.

Protection during building works, including structural changes and upgrades.

Includes landscaping, outdoor features, and valuable garden structures.

Why choose Tysers?

we offer specialist expertise and tailored solutions

When it comes to protecting homes valued over £1m, we offer specialist expertise and tailored solutions that reflect the lifestyle and expectations of private clients. To begin with, our team understands the complexities of insuring exceptional properties, whether in the UK or overseas. As a result, you benefit from comprehensive protection, personal service, and complete peace of mind.

  • Specialist cover for homes over £1m – Including listed buildings, overseas residences, and investment portfolios.
  • Access to high-net-worth insurance markets – Bespoke solutions from leading insurers with experience in complex risks.
  • High-Value Contents Insurance – Protection for fine art, antiques, jewellery, and other valuable assets.
  • Valuations & appraisals – Arranged on request with trusted insurer partners to ensure accurate cover.
  • Preferred supplier network – Includes security consultants, safe installers, and surveyors with HNW expertise.
  • Confidential personal service – Discreet, professional support tailored to your individual needs.
  • Dedicated Client Director – Your single point of contact for advice, renewals, and ongoing support.
  • In-house Claims Team – Experienced professionals who understand your policy and act quickly when needed.
FAQs

Frequently asked questions

High-Value-Home Insurance is designed to protect exceptional properties and lifestyles, offering tailored cover for higher rebuild costs, specialist contents, and unique risks. Below, we’ve answered some of the most common questions about High-Value-Home Insurance and how it can help safeguard your property and assets.

Get A Quote

High-Value-Home Insurance is specialist cover designed for properties worth significantly more than the average UK home, typically over £1,00,000. It’s ideal for owners of listed buildings, luxury residences, second homes, or properties with high-value contents such as fine art, antiques, or bespoke furnishings. This type of insurance offers tailored protection that standard policies often lack.

Yes, High-Value-Home Insurance can be extended to cover second homes, holiday homes, and investment properties. Whether your additional residence is in the UK or abroad, we provide flexible cover that includes Protection for Periods of Unoccupancy, Travel-Related Risks, and Specialist Contents. This helps ensure your property is safeguarded even when you’re not there.

In addition to our extensive insurer panel, we hold agency agreements with a wide range of MGAs, giving you access to niche and innovative products not available on comparison sites. And as a fully accredited Lloyd’s of London broker, we can also place specialist or complex risks directly into the Lloyd’s market, the world’s leading centre for bespoke insurance.

Our brokers carefully evaluate every option to identify the provider that offers the best overall value for your needs, balancing quality of cover with competitive pricing

High-Value-Home Insurance typically includes Extended Rebuild Cost Cover, Worldwide Contents Protection, cover for Listed or Heritage Buildings, and insurance for Fine Art and Antiques. Additional features may include Unoccupied Home Cover, Alternative Accommodation, Staff Quarters, and Protection During Renovations. Policies are tailored to suit your lifestyle and the unique features of your home.

Our global infrastructure allows us to support organisations whose risks extend beyond UK jurisdiction, ensuring consistent, high‑quality protection wherever your operations take you. With access to international expertise and on‑the‑ground capability, we help you manage complex, multi‑territory risks with confidence and clarity.

More Info?

DOWNLOAD

DOWNLOAD OUR BROCHURE

Download our High-Net-Worth Private Clients Insurance Brochure here.