CONTACT US MAKE A CLAIM TYSERS PORTAL
Search

Try a name, a term, or a topic — then press Enter

Holiday Home Insurance

We offer bespoke Holiday Home Insurance designed to protect your seasonal or secondary residences, whether they’re countryside cottages, coastal villas, or overseas getaways.

Get a quote
Our solutions

clear, transparent,
and easy to navigate

Our experienced team works closely with you to understand the specific risks associated with holiday home ownership and provide tailored solutions that offer complete peace of mind.

Whether your property is used for family holidays, occasional retreats, or short-term letting, we recognise that standard insurance often doesn’t account for periods of unoccupancy or the complexities of managing a second residence. That’s why we make the process clear, transparent, and easy to navigate, so you feel confident and supported at every stage.

Moreover, our High-Value-Home Team offers specialist cover that reflects the lifestyle and expectations of holiday homeowners. This can include protection during vacant periods, Worldwide Contents cover, and flexible options for guest stays or staff accommodation.

Furthermore, our dedicated in-house Claims Team helps ensure that if the unexpected happens, you’ll speak directly with people who understand your policy and priorities, not a third-party provider. Ultimately, our goal is to deliver peace of mind through expert service, personalised support, and comprehensive protection for your holiday home.

BESPOKE SOLUTIONS

What types of holiday homes are covered?

We understand that standard Home Insurance often doesn’t provide the protection second homes truly require. That’s why our High-Value Property Team delivers tailored insurance solutions designed specifically for second homes, holiday properties, and their unique risks. We offer cover for a wide range of second home types, including but not limited to:

  • UK holiday cottages
  • Overseas villas
  • City apartments
  • Coastal homes
  • Investment properties
  • Countryside escapes
Get a quote
Cover available

what types of homes are covered under high value home insurance

From a Grade II listed townhouse to a modern coastal retreat, we understand that standard insurance often falls short when it comes to protecting exceptional homes. Moreover, our High-Net-Worth Property Team delivers tailored insurance solutions designed specifically for high-value residences, second homes, and holiday properties. Additionally, we provide insurance solutions for a wide range of property types, including but not limited to:

Second home insurance
Bespoke Second Home Insurance designed to protect your additional properties, whether they’re holiday homes, weekend retreats, or overseas residences.
Find out more
Unoccupied home insurance
Designed to protect properties that are temporarily vacant, whether due to renovation, sale, probate, or extended travel.
Find out more
Specialist home insurance
Bespoke insurance designed to protect listed buildings and architect-designed homes, residences with complex or unique features or non-standard construction.
Find out more
Listed building insurance
If your property is Grade I, Grade II*, or Grade II listed (or Category A, B, or C in Scotland), our experienced team works with you to create a policy that reflects its unique character and value.
Find out more
Landlord insurance
Specifically for property owners who let-out residential homes, whether it’s a single buy-to-let or a portfolio of high value properties.
Find out more
Investment portfolio
Specifically for individuals and families who hold residential properties for long-term wealth, capital growth, or personal use.
Find out more
Holiday let insurance
Protect the unique assets and features that make your holiday rental exceptional.
Special features

What special features can be included on a holiday home insurance policy?

Holiday homes deserve the same level of protection as your main residence, if not more. Whether it’s a rural retreat, a coastal escape, or a city pied-à-terre, our Holiday Home Insurance policies are designed to reflect the unique risks and lifestyle considerations that come with owning a seasonal or secondary property. With tailored features and flexible cover, you can enjoy your holiday home with confidence.

Protection that adapts to how often your holiday home is used, whether it’s occasional weekends or extended stays.

Safeguards your home during vacant periods, including protection against theft, vandalism, and weather-related damage.

Ensures valuable items kept in your holiday home are protected, even when taken abroad.

Optional protection for when your property is used for holiday rentals or hosting friends and family.

Rapid response for urgent issues such as burst pipes or storm damage, even when you’re not on-site.

Provides temporary housing if your holiday home becomes uninhabitable due to an insured event.

Includes garages, sheds, studios, and guest annexes within your holiday home’s grounds.

Protection for landscaping, patios, hot tubs, and other outdoor investments.

Recognises and supports advanced security and automation systems installed in your property.

Specialist protection for homes in coastal or rural areas prone to extreme weather.

Cover during improvement works, including structural upgrades and routine maintenance.

Why choose tysers

specialist expertise and tailored solutions

When it comes to protecting homes valued over £1m, we offer specialist expertise and tailored solutions that reflect the lifestyle and expectations of private clients. To begin with, our team understands the complexities of insuring exceptional properties, whether in the UK or overseas. As a result, you benefit from comprehensive protection, personal service, and complete peace of mind.

 

  • Specialist Cover for Homes Over £1m – Including listed buildings, overseas residences, and investment portfolios.
  • Access to High-Net-Worth Insurance Markets – Bespoke solutions from leading insurers with experience in complex risks.
  • High Value Contents Insurance – Protection for fine art, antiques, jewellery, and other valuable assets.
  • Valuations & Appraisals – Arranged on request with trusted insurer partners to help ensure accurate cover.
  • Preferred Supplier Network – Includes security consultants, safe installers, and surveyors with HNW expertise.
  • Confidential Personal Service – Discreet, professional support tailored to your individual needs.
  • Dedicated Client Director – Your single point of contact for advice, renewals, and ongoing support.
  • In-House Claims Team – Experienced professionals who understand your policy and act quickly when needed.
Get a quote
FAQs

Frequently asked questions

Find answers to common questions about Holiday Home Insurance, including how it differs from standard Home Insurance, what specialist cover options are available, and how to protect properties that are rented to guests. Our FAQs help holiday homeowners understand the key risks, coverage benefits, and insurance considerations for both personal use and short-term letting.

Get A Quote

Standard Home Insurance typically doesn’t provide adequate cover for holiday homes, especially if the property is left unoccupied for long periods or used for short-term letting. Holiday Home Insurance is specifically designed to protect against risks like theft, weather damage, and guest-related incidents, offering peace of mind whether your property is in the UK or abroad.

Holiday Home Insurance can include specialist features such as Unoccupied Property cover, Seasonal Occupancy Protection, and optional Short-Term Let cover. It also often includes emergency repairs, alternative accommodation, and protection for outbuildings, gardens, and smart home tech, areas that standard policies may exclude or limit.

Our Holiday Home Insurance can be tailored to include Short-Term Let cover, which protects your property when it’s rented to paying guests. This includes Liability Protection, Accidental Damage, and Loss of Rental Income due to an insured event, ideal for owners using platforms like Airbnb or Vrbo.

More Info?

DOWNLOAD

DOWNLOAD OUR BROCHURE

Download our High-Net-Worth Private Clients Insurance Brochure here.