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Property Owners Insurance


Specialist protection for complex property risks, from single assets to large portfolios.

Welcome to Tysers

PROPERTY OWNERS INSURANCE BROKERS

Our specialist brokers understand the wide‑ranging risks faced by property owners across the UK. We recognise that no two property portfolios are the same, which is why our approach to property owners’ insurance is tailored to your specific exposures and investment strategy.

Whether you own a single property or manage a multi‑site, multi‑million‑pound portfolio, we provide cover across residential, commercial, industrial, social, and agricultural properties in both the public and private sectors.

We also arrange insurance for more complex and higher‑risk property profiles, including vacant or unoccupied buildings, mixed‑use developments, listed properties, and assets undergoing refurbishment or change of use.

BESPOKE SOLUTIONS

REGARDLESS OF SIZE OR USAGE. WE’RE FOCUSED ON PROTECTING OUR CLIENTS’ PROPERTY ASSETS.

Our property team can provide:

  • Protection for overseas properties
  • Full support and advice on Captives and Protected Cell Captive Structures
  • Risk Management advice and guidance
  • Due diligence consultancy for purchasers and vendors
  • Full management of tenants insurance premiums and their documentation
  • Fully automated online systems
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INSURANCE COVERS

MANAGING RISK FOR PROPERTY OWNERS

We design bespoke insurance programmes to protect property assets and income across a wide range of risk exposures. While our core property insurance solutions are outlined below, we recognise that many portfolios present non‑standard risks.

Our specialist team works closely with property owners to deliver tailored cover that reflects the unique nature of each asset and portfolio.

Comprehensive tailor-made property owners’ ‘all-risks’ insurance, providing protection for buildings, fixtures and fittings and all forms of material property including cover against Terrorism risks.

Complementing asset protection is the insurance of rental and all other property generated revenues e.g. management charges, service charges and ground rents following damage to the property.

Periodic inspections and ‘certification for use’ can be provided by Engineering Insurers and are a legal requirement for lifts, escalators, chair lifts and some pressure plant.

Inspection and approval by specialist engineering insurers provides confidence in maintenance procedures, backed up by financial protection against breakdown costs. Insurance cover for:

  • Boiler equipment
  • Air conditioning
  • Lifts
  • Other building services vulnerable to damage or breakdown.

An essential insurance for property owners and investors for liability risks to occupants, visitors and the public.

A primary concern for investors and funders. Insurance is available for contaminated land risks, including:

  • Statutory environmental liability
  • Mandatory clean-up costs
  • Liability for gradual pollution
  • Liability for sudden and accidental pollution risks

Owner-controlled project insurances for new builds and major refurbishment works provide considerable advantages over the traditional contractor route to insurance procurement. A single policy in the principal’s name covers:

  • Insurance of the works
  • Public Liability
  • Consequential loss risks (e.g. advance rent, increased finance costs)

The traditional route of new build post-completion protection is collateral warranties, backed up by professional indemnity insurance from the building team over a 10 or 12-year period.

Experience has shown the limitations of this traditional method, including legal uncertainty, delay and expense. What’s more, the method is rendered useless if the negligent professional goes out of business.

Latent Defects Insurance gives a first-party-owned insurance, with immediate indemnity for latent defects manifesting within 12 years following completion.

Legal contingency insurance solutions for many forms of property acquisition, planning and development problems, such as defective title, restrictive covenants, lost deeds and judicial review issues.

A wide range of commercial business insurances for property owning and investment businesses including:

  • Office Insurance
  • Business Interruption
  • Employers and Public Liability
  • Motor
  • Directors and Officers Liability
  • Credit Insurance
  • Professional Indemnity Insurance
Our foundation

Why clients trust us

What sets us apart is the strength of our service. Client satisfaction sits at the heart of everything we do, and we work closely with property investors and owners to ensure their protection evolves as their portfolios grow and adapt. Our exceptional client retention reflects the quality and consistency of the service we deliver. Every member of our team is a highly trained insurance professional, and we continue to invest in their development, so they remain ahead of an ever‑changing risk landscape.

When you work with us, you gain the dedicated support of an experienced account manager who understands your needs and priorities. For smaller businesses our specialist advisors provide clear, expert guidance by phone or through the digital channels you prefer. Face to face visits can also be arranged, depending on your requirements.

For medium and large organisations, our Client Directors become an extension of your in‑house team, offering strategic insight, proactive support, and a deep understanding of your risk profile.

Throughout the life of your policy, our advisors are always on hand to offer ongoing guidance and keep your protection aligned with your evolving needs. And should a loss occur, our claims team works closely with your advisor to provide swift, expert support when you need it most.

With access to more than 200 insurance markets, our broking specialists conduct a thorough, independent market review on your behalf. We work closely with the UK’s leading insurers and continuously monitor their financial strength and stability to ensure you’re protected by providers you can trust.

In addition to our extensive insurer panel, we hold agency agreements with a wide range of MGAs, giving you access to niche and innovative products not available on comparison sites. And as a fully accredited Lloyd’s of London broker, we can also place specialist or complex risks directly into the Lloyd’s market, the world’s leading centre for bespoke insurance.

Our brokers carefully evaluate every option to identify the provider that offers the best overall value for your needs, balancing quality of cover with competitive pricing

As part of the AUB Group, we provide our UK‑based clients with seamless protection for their European and international risks. Tysers Belgium NV serves as our dedicated hub for business across the European Economic Area (EEA). Based in Brussels and fully authorised by the FSMA, it enables us to deliver compliant, cross‑border insurance solutions for clients with international or specialist risk exposures.

Our global infrastructure allows us to support organisations whose risks extend beyond UK jurisdiction, ensuring consistent, high‑quality protection wherever your operations take you. With access to international expertise and on‑the‑ground capability, we help you manage complex, multi‑territory risks with confidence and clarity.

Thanks to AUB’s global presence, we can negotiate from a position of strength. Insurers recognise the quality, scale, and diversity of the risks we place across the group, meaning we may be able to secure more competitive premiums and enhanced coverage options for our clients. This means you could benefit from rates and terms that reflect our global buying power, not just your individual risk profile.

e employ an in‑house team of dedicated claims specialists who advocate exclusively on behalf of our clients. Their deep understanding of each business we support is built long before any loss occurs, thanks to close collaboration with our broking and placement teams. This proactive approach ensures our claims experts know your risks, your priorities, and your expectations from day one.

We take pride in our responsiveness; from the moment you notify us of a loss through to final settlement. Our focus is always on acting in your best interests, managing every claim promptly, fairly, and without unnecessary complications. With us, you have a trusted partner committed to achieving the best possible outcome, swiftly and without fuss.

FIND YOUR NEAREST REGIONAL OFFICE

GLOBALLY CONNECTED, LOCALLY INFORMED

Our broking teams support businesses across the UK, operating from a network of carefully curated regional hubs.

If you need advice or assistance, please contact your nearest broking hub or your usual client director. Our regional offices are open from 9:00am to 5:00pm, Monday to Friday.

If you need to notify us of a claim, our in‑house claims team is ready to support you.

TYSERS SOUTH

70 Fenchurch Street, London, EC3M 4BR
TYSERS MIDLANDS

3-4 Park Street, Hitchin, Hertfordshire, SG4 9AH
TYSERS MIDLANDS

The Colmore Building,
20 Colmore Circus,
Birmingham, B4 6AT
TYSERS NORTH

2nd Floor, 11 York Street, Manchester, M2 2AW

Make a claim

Start a Claim

SPEAK TO ONE OF OUR SPECIALIST CLAIMS ADVISORS

Even if you only suspect that a claim may arise, it’s helpful to speak with our in-house Claims Team as early as possible. They can guide you on the best course of action and ensure you are fully supported from the outset. We’re here to assist you at every stage of the claims process.

Client Reviews

what our clients say

MORE INFO

Download

Download our brochure

Download our Business and High-Net-Worth Private Clients Insurance Brochure for an overview of our niche specialisms.