High-value motor insurance.

While terms and conditions vary by insurer, you can select a policy that allows you to use your preferred repairer, particularly if they specialise in prestige or performance vehicles.

If you park your high-value motor vehicle in a storage facility, it’s important to clarify responsibilities. Typically, the facility may have its own insurance to cover risks on their premises, but this often doesn’t replace your own comprehensive cover. You should maintain your own insurance policy to protect against damage, theft, or other risks, and we’ll help you confirm whether the storage facility’s insurance provides any additional protection. Always check with us if you place your vehicle in a third-party storage facility so we can ensure your cover remains valid.

We understand that high performance car ownership is about more than just driving, it’s a lifestyle. That’s why our policies may be extended to cover organised charity drives, high-performance car convoys, tours and club events. Simply let us know about the activity in advance, we’ll ensure it’s disclosed to the insurer and confirm back to you that it operates within the agreed terms and conditions of your policy. Our goal is to help keep you protected while you enjoy every moment of the experience.

We work with a panel of specialist insurers, each with their own requirements. Some may stipulate that vehicles are kept behind security gates or that the property is monitored by CCTV. Others may require high-value cars to be stored in locked, alarmed garages overnight, or insist that vehicles are garaged at your home address during specific hours, for example, between 10 p.m. and 6 a.m.

Many high-value motor vehicle owners need insurance that extends beyond the UK, especially when attending events or driving tours abroad. To help ensure you’re fully protected, we’ll need to disclose the details of the event and its location to your insurer. This helps confirm that the right level of cover is in place for your journey. It’s important to note that some insurers do include this cover as standard in their policies, we will work with you to help tailor your cover to suit your requirements.